The 330-Week Money Challenge

You know that 52-week money challenge thing that goes around once in a while, particularly towards Christmas?  Well I use a similar approach to save up for bigger trips.  The 330 weeks I mention in the subject line is how long it will take me from my start just about a year ago to save up the money for a planned trip to China in 2021.  I started studying Mandarin in 2007 in hopes of one day taking a trip to China, but it never worked out, so I have tentatively scheduled this long-awaited trip for 2021. At the moment, I have two other trips planned that I am using a similar approach, one to Germany and one to New Zealand, between now and 2021.

And before you ask, I’m not ever going to put $330 aside in one week. The plan goes something like this.  For a trip to China, I figured that $10,000 should do it (and checking Expedia, it looks like I can do it much more cheaply than that, but you never know what will happen to prices over the next five years).  So I counted the weeks between the date I started and the end of December 2020 (since I want to book the trip around six months in advance, plus I made this calculation using San Antonio and Shanghai as my endpoints and I hope to do a bit more traveling around the country than that, which will raise the cost) and got 330 weeks.  Dividing $10,000 into 330 weeks gives me an average amount of just a little more than $30 per week, so my first week will be $1 and my final week should be $60 (though it won’t, as we will see).  Since 330 divided by 60 is 5.5, I will round down and start at $1 the first five weeks and go up $1 every five weeks after that.  This will mean that my final five weeks will be $66, rather than $60.  At the end of those 330 weeks, I will have a little more than $11,000.

And you know what?  If my trip to China doesn’t end up costing me $11,000, then I can use that money on another trip.  I want to return to Naples (I loved Naples — more on that later) to see the blood miracle of San Gennaro in the early 2020s as well, so that seems like it might be a good use of any extra money.

Additionally, in practice, it doesn’t always work out so perfectly, since sometimes money is a little tighter than others and I end up having to carry that week’s amount forward another week or two to tide me over.  But, in theory, I should have plenty of money to do whatever travel I want to do in China saved up in plenty of time for the trip I hope to make.

I am also doing a reverse version of this to save up for smaller trips.  I chose a dollar amount as a maximum and I am counting down in reverse from that amount, decreasing every two or three weeks, depending on my financial state that week.  This money added up quickly and if I suffer some kind of financial setback, the money is already there for me to use on a smaller weekend trip sometime in the future. The thought occurs that I should go to Mexico at some point, speaking of travel to countries where I speak the language. Mexico is, after all, right there. I went to Nuevo Laredo once in the 1990s, but have never been farther into the country than that.

1/28/2019 On or around November 28, 2018, I realized that I need to start monetizing this blog. To that end, I’m starting to put what I call Gratuitous Amazon Links into my posts. As of January 12, 2019, I’m going back to add GALs to my older posts. If I can’t find anything exactly on-topic to the post, I’m choosing from among the highest-rated items on the same topic as the post. For example, for a post on a park, I’ll search Amazon for books on parks and choose one of the ones with the highest reader ratings. Here is the GAL for this post:

Rock Retirement: A Simple Guide to Help You Take Control and be More Optimistic About the Future (Kindle Edition) by Roger Whitney (Author), Joe Saul-Sehy (Foreword)

Public Transportation

I know that’s not much of a subject line, but I’m not sure what else to call this post.

I grew up in the Chicago area, so I was surrounded by public transportation, trains in particular, growing up.  Chicago has what was originally a lot of different commuter rail lines.  In 1974, these different lines joined into the Regional Transportation Authority (“RTA”).  In 1984, the RTA was put under the control of the Commuter Rail Service Board, which was rebranded as “the Metropolitan Rail Corporation” (“Metra” for short).  For just about as long as I can remember, every time my mom and I went into the city together, we took the train.  It took longer for this to catch on with my dad, who drove on all of our trips into the city until I was a teenager.

Once I reached adulthood, the only time I drove into the city was when I had to go someplace that required a car either before or directly afterwards.  And since I worked in the city five days a week for two years, that’s a lot of train trips.

And yet, I have not tired of it yet.  I know people who feel that a car gives them some kind of freedom, but that has never made sense to me, except when it comes to places that are “car dependent,” like my neighborhood in San Antonio.  Being trapped behind the wheel of a car, unable to get anything else done, or even really enjoy the place I am in because I’m too busy watching my speed and where I’m going, has never really felt like freedom to me.  Being stuck in traffic has definitely never felt like freedom to me.

The first time my family and I took public transportation on a vacation was probably our trip to Washington DC.  We stayed in the suburbs and took the Metro into the city proper to do our sightseeing.  The next year, we followed that up with the Metro of Montreal, Canada, and then eight years after that, we went to New York City, though we only took the bus once or twice on that trip.  All of our other trips were to car-dependent places, and so that was the total of our public transportation travel during the years before my marriage.

My now-ex-inlaws were not big on public transportation; they drove into the city every time they went (which, if I recall, was not nearly as often as my family and I went). My now-ex was dubious at first, but soon saw how much more convenient the train was when it came to going into the city.  When traveling, however, we still rented a car on most trips even if public transportation was plentiful at our destination.  The only trip I can recall where we did not rent a car was our long weekend in Toronto.  We took a shuttle between the airport and the hotel and got around on our feet or by trolley (and, on one occasion, by subway) the rest of the time.

Our 2002 trip to the UK was both a rental car trip and a public transportation trip.  We used a rental car for the first week and a half of the trip, but when we arrived in London, we parked the car and just left it in the garage until we were ready to go back to the airport.  While we were in London, we took the London Underground anywhere that was too far to walk and then we took a day trip to Paris on the Eurostar train through the Chunnel.

Once my now-ex and I split up, my son and I started planning trips.  Together, my son and I have taken Metra in Chicago, the Metro in Washington DC, four different kinds of trains in Italy, and Amtrak between, and the subways of, both New York City and Philadelphia.  For our Italy and New York/Philadelphia trips, we didn’t even rent a car at all.

I will, of course, go into more detail on the systems we traveled on (to the extent I remember the Montreal Metro; fortunately, I have done most of the rest of it (sometimes again) as an adult and can remember the others better) in future posts.  This is just, on some level, me trying to remember all of the different transportation systems I have used in my life so that they are fresher in my mind when I get to those trips under My Travel Memories.  At the rate I am going, I may well end up recapping my 2014 rail experiences in Italy and then following up almost immediately with recaps of my 2017 experiences with rail travel in Germany.